If your retirement plans include moving to a condo or apartment, don’t let your property insurance lapse just because you no longer own a house. The kids have grown and moved to homes of their own. The old house seems empty and too large for your empty-nest lifestyle. Moving to a condo or apartment may offer the opportunity to relinquish home repairs, lawn care and snow removal – along with property taxes. If you decide to sell your home, don’t just cancel your homeowners insurance – switch to a renter’s policy to cover your belongings.