How to talk to your parents about their estate plans without looking like a vulture. Few conversations can be harder to have with your parents than asking about the plans they’ve made for their death. Even in the healthiest parent-child relationship, broaching that subject can feel like tempting fate to you – and courting fate to your parents. Money issues can be the messiest, calling into question your reason for asking and your parents’ reasons for the decisions they’ve made – especially if you have siblings.