Health Insurance
back
Health Insurance and Divorce Sep 5, 2008
How will a divorce affect your health insurance coverage? During marriage, it's common for one spouse to maintain health coverage for the entire family through his or her group health insurance plan at work. After a divorce, coverage for the other spouse and the children could terminate. State and federal laws offer protection to families in danger of losing health-care coverage, especially to children. But it's important to re-examine your family's health insurance situation before a divorce occurs to avoid serious complications afterward.
|
Health Insurance for College Students Sep 5, 2008
As your child prepares to head off to college, probably the last thing on his or her mind (and yours) is health insurance. But getting sick or injured away from home can be an unpleasant experience--more so if your child doesn't know his or her health-care options. You'll want to make sure that your child's health insurance is in place before you pack up the car. There are basically two ways to insure your child's health while at college: your family health plan or a health plan provided through the college.
|
Health Insurance for Travelers Sep 5, 2008
You were having a great time on your vacation--until your toddler woke up from her nap with a fever. If you were at home, you'd take her to the pediatrician right away and rely on your health insurance to pay for her care. But what do you do now that you are miles away? Here are some things you need to know about health insurance while traveling.
|
Health Insurance in Retirement Sep 5, 2008
At any age, health care is a priority. When you retire, however, you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive tests and routine checkups. There's also a chance that your health will decline as you grow older, increasing your need for costly prescription drugs or medical treatments. That's why having health insurance is extremely important.
|
HMOs and PPOs; What's the Difference Sep 5, 2008
Health maintenance organizations (HMOs) and preferred provider organizations (PPOs) are types of managed care health systems that employ a network of providers to treat the medical needs of their members. Today, most people are covered by one type of managed care system or another, either individually or as part of a group plan through their employer. If you are given the opportunity to choose between HMO and PPO coverage, consider the following in determining which one best suits your needs.
|
Individual Health Insurance Sep 5, 2008
Individual health insurance covers only your (and your family's) medical expenses. Unlike group insurance, individual health insurance is purchased directly from an insurance company. When you apply, you're asked a series of medical questions and possibly given a physical exam to determine how much risk you present. Your risk potential determines whether you qualify for the insurance and how much it will cost.
|
© 2011 Money Matters Inc