Business Insurance
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Health Insurance for the Self Employed Sep 5, 2008
As a self-employed person, you need health insurance just as much as anyone. In fact, if you're a sole proprietor, your health insurance needs are probably greater than those of the average person. A lengthy illness or hospital stay could easily deplete your personal assets and endanger your business. Fortunately, it's possible to find affordable health insurance, if you know where to look. |
Insurance Tips for Business Travelers Sep 5, 2008
If you travel a lot for business, you should consider some form of travel insurance. Although many companies provide employees with any insurance coverage they might need, you'll want to know what you have, what it covers, and what (if any) additional coverage you might need.
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Insuring Your Home Business Sep 5, 2008
If you have recently started your own business and work out of your home, you'll probably need to upgrade your insurance program. At-home business owners often make the mistake of assuming that their homeowners policy covers their business equipment. In fact, your homeowners policy may include little or no coverage for your business property and business liability exposure. |
Key Employee Life and Disability Insurance Sep 5, 2008
You've got a great group working for you now, and business is good. You know that much of that success is due to one or two key people with both skills and personalities that are hard to match. Suppose they were injured and out of work for a while, or suppose they died? Would your business survive? Key employee life and disability insurance coverage can help make sure that it does. |
Life Insurance for the Self Employed Sep 5, 2008
If you're like most people, you bought life insurance to provide for your loved ones in the event of your death. But because you're self-employed, you may have an even greater need for life insurance: You'll want to protect your family after you die, as well as protect the financial needs of your business. |
Offering Group Disability Insurance Sep 5, 2008
Group disability insurance is a single disability policy that covers many people (a group) who have a common interest or association, such as an employer, a trade, or a school affiliation. When your business offers a group disability plan to its employees, it must choose a specific range of coverage, a funding method for the plan, and the eligibility criteria for participants. The cost of group coverage is often less expensive than the cost of individual coverage, making it an attractive benefit for employees. |