Dealing with Periods of Crisis
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Auto Accident Checklist Sep 5, 2008
An automobile accident can be a confusing and stressful event, but being prepared can help you remain calm. It's important to know what to do immediately after an accident and what to do in the days following.
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Claiming Life Insurance Benefits Sep 5, 2008
Life insurance benefits are not paid automatically. If you are the beneficiary of a life insurance policy, you must file a claim in order to receive any money. Often, this is as simple as contacting your insurance agent and the deceased's employer and filling out some paperwork. You will need to provide each insurance company with a certified copy of the death certificate.
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Coping with Medical Bills Sep 5, 2008
A single procedure or trip to the hospital can fill your mailbox with stacks of bills. These can come from hospitals, doctors, pharmacies, emergency rooms, labs, and many others. The stress involved with handling all of this paperwork can be almost as overwhelming as the illness or injury itself. If your medical bills start to pile up faster than you can pay them, don't wait for a crisis to occur before doing something about it.
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Dealing with the Damage; The Auto Repair Process Sep 5, 2008
Anyone who has been involved in a car accident knows that it is a stressful event. And the added pressure of getting your car fixed certainly doesn't make things any easier. Fortunately, knowing how the auto repair process works can make things go more smoothly for you.
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Earthquake Insurance Sep 5, 2008
Most homeowners policies have very limited coverage for earthquake damage--excluding direct loss from earth movement but covering loss by a subsequent fire, explosion, breakage of glass, or theft. As a result, if you live in an area prone to earthquakes, you may want to purchase additional coverage with earthquake insurance. |
Facing Possiblility of Incapacity Sep 5, 2008
Incapacity means that you are either mentally or physically unable to take care of yourself or your day-to-day affairs. Incapacity can result from serious physical injury, mental or physical illness, mental retardation, advancing age, and alcohol or drug abuse.
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