Brian Koss

Mondays

 Mortgage Network

Brian has over fifteen years in the business and has personally lent over $500 million for the purchase or refinance of home loans.
 
He is a well-known instructor for many continuing education programs in the Metro Boston area. Brian is frequently called upon as an authority at seminars, as well as TV and radio. He can be heard Monday Mornings on Money Matter$ throughout New England.
 
Since 1989, TEAM KOSS has been in the top 1% nationally of Mortgage Originators. TEAM KOSS includes Martha Harvey and Jeanette Funk, experienced loan consultants who excel at demystifying the mortgage process and making the impossible happen. TEAM KOSS has never had a loan declined in 12 years!
 
Brian graduated from Bucknell University and makes his home in Winchester with his wife Jan, and two daughters, Abby and Mackenzie.

Paul Parsons

Tuesdays

The Armstrong Advisory Group

Paul Parsons has been in the financial services industry for more than 15 years and received his M.B.A. in Finance from the Tuck School at Dartmouth and his A.B. from Bowdoin College

Todd Lutsky

Wednesdays

 Cushing & Dolan, P.C. and

Elder Law Centers of New England

Todd E. Lutsky, graduated from the University of Toledo School of Law in 1991 and obtained a Masters Degree in Taxation from the Boston University School of Law in 1992. He joined the public sector as a tax attorney with the international accounting firm of Price Waterhouse LLP. In 1994 he entered the private legal community to focus on sophisticated estate planning and wealth transfer techniques.
 
In 1995 Mr. Lutsky joined Cushing and Dolan, P.C., a law firm that was established in 1984 and currently employs 24 attorneys. His initial concentration was in the preparation of estate plans, including the use of revocable trusts, irrevocable life insurance trusts and family limited partnerships, all used as techniques to pass wealth, protect assets, maintain control over your assets and reduce the estate tax burden. He expanded his practice to include business planning through the use of cross purchase agreements, stock redemption agreements, majority shareholder split dollar life insurance agreements and Deferred Compensation agreements.
 
He has further expanded his practice to include tax and financial planning for the elderly, which covers the ins and outs of obtaining governmental long term care assistance, Medicaid planning and preservation of assets through the use of fair hearings. Finally, he has resolved numerous tax controversy cases by means of an offer in compromise, an installment agreement or by obtaining an abatement of taxes and penalties, and has resolved responsible person cases with regard to withholding tax liability.
 
He also provides his expertise as a regular guest expert on the talk radio show entitled Money Matter$ in which he answers questions regarding how to protect assets from the cost of long term care, Medicaid eligibility issues, how to avoid probate and other tax and estate planning.

Mark Baron

CLTC

Specializes in Long Term Care Insurance

Mark Baron, CLTC, specializes in Long Term Care Insurance.  He chose to specialize in this area after observing several of his own family members wrestle with long term care needs. Mark teaches courses on the subject in cities and towns across eastern New England.  His expertise makes him a key resource for not only his own clients, but for financial professionals who need assistance with their clients. 

Rob Mitchell

Thursdays

VP & Director of The Reverse Mortgage

Division for Advanced Mortgage Services

Robert Mitchell is Vice President and Director of the Reverse Mortgage Division for Advanced Mortgage Services. With a Financial Services background focused in Retirement and Estate Planning, he has taken the initiative to become and industry leader focused on meeting the key needs and issues concerning senior citizens. He is a Certified Senior advisor.  Robert enjoys the honor of serving as Money Matter$ reverse mortgage expert.  Robert is an active member of the National Reverse Mortgage Lenders Association. Robert is committed to being a student and teacher in the industry. He is a resource for many prominent Elder Law and Estate planning attorneys, Senior Real Estate Specialists, financial Advisors, and community counseling agencies to assist the seniors they work with. He uses a consultative approach and prides himself on his ability to identify all of the alternatives and options available to the seniors he works with. He resides in Duxbury with his wife Jen and is an avid fisherman.
 
Robert Mitchell, Certified Senior Advisor
VP & Director of Reverse Mortgage Division
Advanced Mortgage Services
335 Washington Street
Norwell, MA 02061
Phone: 781-982-8950
Email: rmitchell@ams-loan.com

Tom Torr

Friday (every other):

Attny. Tom Torr of Forman, Corcoran & Torr, P.A.

Attorney Thomas F. Torr, is a founding partner of Forman, Corcoran & Torr, P.A., and a native of the New Hampshire seacoast area. He is admitted to practice before all courts, state and federal, in both New Hampshire and Maine. Tom's practice includes elder law, complex estate planning, business succession planning, estate and trust administration, business law and real estate.
 
Tom is a frequent lecturer on basic and sophisticated estate planning topics. He has authored articles on a variety of topics related to business law, sophisticated asset protection, estate planning and probate administration. Tom has published several articles for the National Business Institute, a nationally recognized publisher of reference material for the legal community. Tom's published articles include:
 
"Successful Wealth Transfer Techniques in New Hampshire - Transferring a Business";
 
"How to Protect Assets During Life and Avoid Estate Tax at Death in New Hampshire - Use of Family Limited Partnerships in Estate Planning";
 
"How to Protect Assets During Life and Avoid Estate Tax at Death in New Hampshire - Estate Planning for Shareholders of Closely Held Corporations, Partnerships and Similar Arrangements";
 
"Advanced Estate Planning Techniques in New Hampshire - Entity Choices in Estate Planning";
 
"How to Draft Wills and Trusts in New Hampshire - Planning Methods to Control Medical Treatment";
 
"Basic Estate Administration for the New Hampshire Paralegal - Preliminary Matters in Estate Administration";
  
Tom received his B.A. degree from the University of New Hampshire and his J.D. from Ohio Northern University. He is a past president of the Rockingham County Bar Association, a former member of the Executive Board of the Salem Board Association, former Director and Executive Board member of the Derry Economic Development Corporation and an Incorporator and Executive Board member of the Community Alliance for Teen Safety.