Dealing with Periods of Crisis
Lawsuits; What Every Driver Needs to Know Sep 8, 2008
Legal battles often bring new meaning to the word stress. Knowing what to expect is half the battle of getting through the process. Although you may be one of the fortunate few who've never been a party to a lawsuit, that could change. Should you find yourself in this position, here are a few things you'll want to know.
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Social Security Survivor's Benefits Sep 8, 2008
When you think of Social Security, you probably think of retirement. However, Social Security can also provide much-needed income to your family members when you die, making their financial lives easier.
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Viatical Settlements Sep 8, 2008
A viatical settlement is the sale of a life insurance policy by an individual who is terminally ill. The individual sells the policy to a third party (often a viatical settlement funding company) that pays the individual a lump-sum cash payment that is a percentage of the face value of the policy, usually 40 to 85 percent. Terminally ill individuals may wish to sell their life insurance policies in order to use the money in advance of their death rather than leave it directly to a beneficiary. For instance, you may want to sell your life insurance policy in order to have money to pay for living expenses, to pay for medical care, or to experience the joy of using or giving away the money before you die.
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Will Your Auto Insurance Premiums Go Up after an Auto Accident? Sep 8, 2008
Of course, you want to keep your auto insurance premiums as low as possible. But now that you've had an accident, will your rates climb dramatically? Is there anything you can do to avoid or limit an increase in your premiums? The answer depends on the state you live in, your insurance company's pricing practices, and a number of other factors. For example, was the accident your fault? Was another driver or someone else's property involved? Was anyone injured? How many accidents have you had in the past?
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Windstorms, Hurricanes, and Tornadoes--Are You Covered? Sep 8, 2008
Tornadoes, hurricanes, and other windstorms can cause lots of damage to your home and its contents. But will insurance cover your losses if one of these storms strikes your home? The answer is that it depends.
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Am I Having Enough Withheld? Sep 5, 2008
If you fail to estimate your federal income tax withholding properly, it may cost you in a variety of ways. If you receive an income tax refund, it essentially means that you provided the IRS with an interest-free loan during the year. By comparison, if you owe taxes when you file your return, you may have to scramble for cash at tax time--and possibly owe interest and penalties to the IRS as well. |
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