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Taking Distributions from IRAs and Employer Retirement Plans
Taking Advantage of Employer-Sponsored Retirement Plans Sep 8, 2008
Employer-sponsored qualified retirement plans such as 401(k)s are some of the most powerful retirement savings tools available. If your employer offers such a plan and you're not participating in it, you should be. Once you're participating in a plan, try to take full advantage of it.
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Annuities and Retirement Planning Sep 5, 2008
You may have heard that IRAs and employer-sponsored plans (e.g., 401(k)s) are the best ways to invest for retirement. That's true for many people, but what if you've maxed out your contributions to those accounts and want to save more? An annuity may be a good investment to look into. |
Borrowing or Withdrawing Money from Your 401(k) Plan Sep 5, 2008
If you have a 401(k) plan at work and need some cash, you might be tempted to borrow or withdraw money from it. But keep in mind that the purpose of a 401(k) is to save for retirement. Take money out of it now, and you'll risk running out of money during retirement.
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Deciding What to Do with Your 401(k) Plan When You Change Jobs Sep 5, 2008
When you change jobs, you need to decide what to do with the money in your 401(k) plan. Should you leave it where it is, or take it with you? Should you roll the money over into an IRA or into your new employer's retirement plan? |
Understanding Defined Benefit Plans Sep 5, 2008
You may be counting on funds from a defined benefit plan to help you achieve a comfortable retirement. Often referred to as traditional pension plans, defined benefit plans promise to pay you a specified amount at retirement.
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Understanding IRAs Sep 5, 2008
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